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At Secondsight, we’re not just about offering employee benefits – we’re about transforming them into meaningful, measurable outcomes for your business and your people.  

We work with HR and reward teams like yours to transform benefits, sharing your mission to value, support and motivate your employees, whilst driving your organisation forward. We’re experts at the basics – from workplace pensions consultancy and employee benefits communication to workplace financial education, healthcare broking, and digital advice. But we don’t stop there. Using these key strengths we then develop a strategy that maximises financial wellbeing through your existing employee benefits and encourages positive behavioural changes.  

1100

Clients supported

+ 82

is our Net Promoter Score (NPS).

25

Awards

Investors in People Platinum

We’re thrilled to have been awarded Investors in People Platinum, placing us among the top two percent of companies assessed by IIP worldwide. This prestigious recognition highlights our commitment to being an employer of choice—one that prioritises the growth, development, and investment in our people.

 

 

Passionate about financial wellbeing and the difference it makes 

Financial wellbeing runs through everything we do, from creating lightbulb moments through our one-to-one sessions, to helping hundreds understand the value of their benefits with our webinars. We believe – and can evidence – that our dynamic wellbeing approach helps your employees experience a real, lasting connection with the benefits you offer. 

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News & Insights

What the Back to the Future ripple effect could teach you about financial planning

It’s been 40 years since Back to the Future first hit the big screen, and surprisingly, this time-travel classic could provide some valuable lessons for your employees' finances. Our latest guide explores how the “ripple effect”, the idea that small decisions today can create big impacts tomorrow, applies to financial planning. The guide provides practical and enlightening insights, covering topics such as starting pensions early and preparing for unexpected events. Your employees will discover how today's decisions could shape their financial timeline. Please note: This guide is for general information only and does not constitute financial advice, which should be based on your individual circumstances. The information is aimed at retail clients only.The Financial Conduct Authority does not regulate cashflow planning, tax planning, or estate planning.A pension is a long-term investment not normally accessible until 55 (57 from April 2028).The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available. Past performance is not a reliable indicator of future performance.The tax implications of pension withdrawals will be based on your individual circumstances. Thresholds, percentage rates, and tax legislation may change is subsequent Finance Acts.The value of your investments (and any income from them) can go down as well as up and you may not get back the full amount you invested. Past performance is not a reliable indicator of future performance.Investments should be considered over the longer term and should fit in with your overall attitude to risk and financial circumstances.Accessing pension benefits early may impact on levels of retirement income and your entitlement to certain means tested benefits. You should seek advice to understand your options at retirement.
Read more
What the Back to the Future ripple effect could teach you about financial planning Resources

Planning for a Longer Life. Wellbeing Tips and Financial Management Strategies

As life expectancy rises, planning for a longer, healthier future has never been more important. While people living longer is always good news, it could also bring new challenges for your employees' health and, crucially, their finances. Our guide, Planning for a Longer Life: Wellbeing Tips and Financial Management Strategies, explores how your employees could help take care of both their physical health and financial security in later life. It covers important topics such as maintaining wellbeing during retirement and managing income and care costs. Whether they are in the early stages of retirement planning or near retirement, this guide provides practical insights to help employees make better informed decisions for the future. This guide is for general information only and does not constitute advice. The information is aimed at retail clients only. All information is correct at the time of writing and is subject to change in the future. The Financial Conduct Authority does not regulate estate planning, cashflow planning, tax planning, trusts, Lasting Powers of Attorney, or will writing. A pension is a long-term investment not normally accessible until 55 (57 from April 2028). The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available. Past performance is not a reliable indicator of future performance. The value of your investments (and any income from them) can go down as well as up and you may not get back the full amount you invested. Note that life insurance plans typically have no cash in value at any time and cover will cease at the end of the term. If premiums stop, then cover will lapse. Remember that taper relief only applies to gifts in excess of the nil-rate band. It follows that, if no tax is payable on the transfer because it does not exceed the nil-rate band (after cumulation), there can be no relief. Accessing pension benefits early may impact on levels of retirement income and your entitlement to certain means tested benefits. You should seek advice to understand your
Read more
Planning for a Longer Life. Wellbeing Tips and Financial Management Strategies Resources

Smart Money July/August

Welcome to our July/August edition of Smart Money. Here’s a brief summary of what’s included in this edition: On page 4, we look at how your employees can make use of key tax-efficient options, such as ISAs and pensions, and why thoughtful planning and professional guidance could help them stay aligned with their long-term goals. On page 5, we discuss the importance of your employees keeping their pension beneficiary nominations up to date, how life events can affect their choices, and what simple steps they can take to help ensure their wishes are reflected. Pension savings are often among our most valuable financial assets, yet many individuals remain unclear about who will inherit them when the time comes. On page 10, we explore the key steps your employees could take to get their financial plan in order, from setting clear goals and building an emergency fund to optimising their investment and tax strategies. With a practical and proactive approach, your employees can help bring structure to their financial decisions, build resilience against uncertainty, and create a plan that reflects their long-term aspirations.
Read more
Smart Money July/August Resources

How digital disruption could benefit the pension industry: Corporate Adviser round table

We were delighted to see our Head of Client Consulting,
Read more
How digital disruption could benefit the pension industry: Corporate Adviser round table News

What the Back to the Future ripple effect could teach you about financial planning

It’s been 40 years since Back to the Future first hit the big screen, and surprisingly, this time-travel classic could provide some valuable lessons for your employees' finances. Our latest guide explores how the “ripple effect”, the idea that small decisions today can create big impacts tomorrow, applies to financial planning. The guide provides practical and enlightening insights, covering topics such as starting pensions early and preparing for unexpected events. Your employees will discover how today's decisions could shape their financial timeline. Please note: This guide is for general information only and does not constitute financial advice, which should be based on your individual circumstances. The information is aimed at retail clients only.The Financial Conduct Authority does not regulate cashflow planning, tax planning, or estate planning.A pension is a long-term investment not normally accessible until 55 (57 from April 2028).The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available. Past performance is not a reliable indicator of future performance.The tax implications of pension withdrawals will be based on your individual circumstances. Thresholds, percentage rates, and tax legislation may change is subsequent Finance Acts.The value of your investments (and any income from them) can go down as well as up and you may not get back the full amount you invested. Past performance is not a reliable indicator of future performance.Investments should be considered over the longer term and should fit in with your overall attitude to risk and financial circumstances.Accessing pension benefits early may impact on levels of retirement income and your entitlement to certain means tested benefits. You should seek advice to understand your options at retirement.
Read more
What the Back to the Future ripple effect could teach you about financial planning Resources

Planning for a Longer Life. Wellbeing Tips and Financial Management Strategies

As life expectancy rises, planning for a longer, healthier future has never been more important. While people living longer is always good news, it could also bring new challenges for your employees' health and, crucially, their finances. Our guide, Planning for a Longer Life: Wellbeing Tips and Financial Management Strategies, explores how your employees could help take care of both their physical health and financial security in later life. It covers important topics such as maintaining wellbeing during retirement and managing income and care costs. Whether they are in the early stages of retirement planning or near retirement, this guide provides practical insights to help employees make better informed decisions for the future. This guide is for general information only and does not constitute advice. The information is aimed at retail clients only. All information is correct at the time of writing and is subject to change in the future. The Financial Conduct Authority does not regulate estate planning, cashflow planning, tax planning, trusts, Lasting Powers of Attorney, or will writing. A pension is a long-term investment not normally accessible until 55 (57 from April 2028). The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available. Past performance is not a reliable indicator of future performance. The value of your investments (and any income from them) can go down as well as up and you may not get back the full amount you invested. Note that life insurance plans typically have no cash in value at any time and cover will cease at the end of the term. If premiums stop, then cover will lapse. Remember that taper relief only applies to gifts in excess of the nil-rate band. It follows that, if no tax is payable on the transfer because it does not exceed the nil-rate band (after cumulation), there can be no relief. Accessing pension benefits early may impact on levels of retirement income and your entitlement to certain means tested benefits. You should seek advice to understand your
Read more
Planning for a Longer Life. Wellbeing Tips and Financial Management Strategies Resources

Smart Money July/August

Welcome to our July/August edition of Smart Money. Here’s a brief summary of what’s included in this edition: On page 4, we look at how your employees can make use of key tax-efficient options, such as ISAs and pensions, and why thoughtful planning and professional guidance could help them stay aligned with their long-term goals. On page 5, we discuss the importance of your employees keeping their pension beneficiary nominations up to date, how life events can affect their choices, and what simple steps they can take to help ensure their wishes are reflected. Pension savings are often among our most valuable financial assets, yet many individuals remain unclear about who will inherit them when the time comes. On page 10, we explore the key steps your employees could take to get their financial plan in order, from setting clear goals and building an emergency fund to optimising their investment and tax strategies. With a practical and proactive approach, your employees can help bring structure to their financial decisions, build resilience against uncertainty, and create a plan that reflects their long-term aspirations.
Read more
Smart Money July/August Resources

How digital disruption could benefit the pension industry: Corporate Adviser round table

We were delighted to see our Head of Client Consulting,
Read more
How digital disruption could benefit the pension industry: Corporate Adviser round table News

When I need support from Secondsight they're always there ready to help. Fraser was great to work with. Vanessa is always helpful, and I'm so pleased Yasmin is back to support me. I saw Luke 121, and the feedback is great on him! He's definitely a keeper.

Berkhamsted Schools Group

Secondsight has been working with us for more than a decade.  We greatly value the consultancy support provided, in that it serves to guide us through the oft complex nature of pensions.  Throughout our relationship, Secondsight has proven reassuring, comprehensive and professional.  This has enabled us to take prompt and effective action where required.  We have also welcomed their support in ensuring that our member communication is clear and informative.  We commend them for service they offer.

Lord Wandsworth College

Secondsight has been working with us for more than a decade.  We greatly value the consultancy support provided, in that it serves to guide us through the oft complex nature of pensions.  Throughout our relationship, Secondsight has proven reassuring, comprehensive and professional.  This has enabled us to take prompt and effective action where required.  We have also welcomed their support in ensuring that our member communication is clear and informative.  We commend them for service they offer.

Bursar, Lord Wandsworth College

Secondsight were very knowledgeable and supportive for staff throughout the process of discussions around the TPS, providing clear information and one to one support for staff that required further detail. The team at Secondsight also helped set up an alternate solution, enabling an easy and effective transition to the new provider.  They were very much instrumental in the success of the whole process.

Director of Finance and Operations/Clerk to the Governors, Shrewsbury House School Trust Limited

Over the last three years, this team has been proactive and efficient, highly knowledgeable plus friendly and easy to deal with.

David Barry, HR Manager, Manufacturing Technology Centre

A* customer service and assistance. Nothing is too much trouble.

Jane Howard, Payroll and Rewards Officer, Yazaki Europe

Communication and employee word of mouth have been key to its success to date. We truly believe that the financial education programme is an excellent investment - both in terms of time and money.

Rick Hewitt, Finance Director and Board member at Ricoh

The world of pensions can be quite grey but you always bring a huge amount of colour to it. I have never been so engaged with pensions and neither have our employees. I would highly recommend you and your team.

Alison Field, Group HR Director, Briggs Equipment

The ideas and connections Secondsight have brought to Epson, and our local HR team, have been invaluable and meant we have set new financial benefits and wellbeing solutions in place that we would simply not have done before.

Stuart Chalmers, HR Manager UK, Ireland and Nordics, Epson Europe

We've thoroughly enjoyed our introduction to Secondsight. The whole team is exemplary in their commitment to providing excellent and efficient service and we wouldn't hesitate to recommend them to other law firms or professional services firms seeking a refreshing approach to managing their employee benefits. We are looking forward to continuing our relationship with the business over the coming years.

Caroline Stevens, Director, Crowell & Moring