Just how far should businesses go in offering financial education to their staff? The question is increasingly being asked in the wake of the clear evidence about the poor level of financial capability among adults in the UK.

Research undertaken by Secondsight found that 67% of the working population receive no financial education from their employers. Only 20% of employees had a coherent financial plan and a third claimed to have only a vague idea about money management. Half of employers surveyed said that their staff had asked for help with financial education.

Clearly there is a financial education gap that needs filling. But why should this be the responsibility of businesses, particularly as personal finance is now on the school curriculum across the UK?’

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