Workplace Pensions
Supporting better outcomes for your people and your business
At Secondsight, we understand that workplace pensions are about more than compliance; they’re about helping your employees build confident, financially secure futures. Our team works with employers to design, manage, and communicate pension schemes that are not only competitive, but also genuinely understood and valued by the people who use them. Through regulated advice and governance support, we help organisations improve outcomes, reduce risk and maximise the value of their pension arrangements.
How we support you
We work in partnership with you to support both your business and your employees. Below, we outline how we help employers improve engagement, strengthen governance, reduce compliance risk and support better retirement outcomes.
Pension scheme reviews
We start with a comprehensive review of your existing pension arrangements. Our team benchmarks your current scheme against the wider market to help make sure it remains suitable, competitive, and aligned with your company’s goals and values. This process helps identify opportunities to improve value for money, enhance member outcomes and ensure your pension offering continues to meet the needs of your workforce.
Our recommendations are informed by Secondsight’s Provider Research Group, which conducts annual reviews of the major workplace pension providers. This independent research helps employers make informed decisions based on up-to-date market insight across charges, investment options, governance, member experience and provider capabilities.
For new clients, this review forms the foundation of an ongoing partnership focused on governance, engagement and better outcomes for employees.
Ongoing governance and employee engagement
Our service doesn’t stop once your pension scheme is in place.
We provide ongoing governance to keep your scheme compliant, relevant and performing effectively. This includes support with Auto Enrolment compliance, provider oversight, regulatory developments and regular scheme reviews, helping reduce risk and give employers confidence that their pension arrangements remain fit for purpose.
We also deliver regular, proactive engagement through tailored communications, group presentations, and one-to-one sessions, all designed to help employees understand their benefits, engage with retirement planning and make more informed financial decisions.
Salary sacrifice
Where appropriate, we help employers assess and implement salary sacrifice arrangements.
Salary sacrifice can improve the efficiency of pension contributions while potentially delivering National Insurance savings for both employers and employees. We also help communicate these arrangements clearly, ensuring employees understand the benefits available to them.
Bespoke, plain-english communications
Unlike many advisers, we don’t rely on generic provider materials. Every piece of communication, from welcome emails and guides to member updates and workshops, are written in plain English and tailored to your workforce.
Our aim is simple: to make pensions easier to understand, engaging, and relevant to everyone, regardless of their financial background.
Educating employees and improving outcomes
We believe the true value of a workplace pension lies in helping employees understand the impact of today’s decisions on their future financial wellbeing and feel informed and empowered.
Through our education-led approach, we tackle common challenges such as underfunding and low engagement, encouraging better savings habits, greater participation and improved retirement outcomes.
For employers, this can mean improved engagement with workplace benefits, higher contribution rates and a workforce that is better prepared for retirement.
Our group workshops and individual sessions consistently receive positive feedback, helping employees connect with their pensions and understand the value of the benefits provided by their employer.
How we can help
We advise on aspects including:
- New workplace pension schemes
- Selecting a pension provider
- Meeting automatic enrolment obligations
- Retirement advice for employees
- Communicating effectively with members
- Optimising salary sacrifice
- Managing investment risk
- Pension scheme governance
What makes us different
What sets Secondsight apart is our hands-on, client-focused approach.
We don’t outsource engagement to pension providers; we create and deliver all communications ourselves. This helps ensure every message is accurate, relevant and aligned with your company culture.
Combined with the work of our Provider Research Group, this allows us to provide independent recommendations, tailored support and market insight that many other pension advisory firms do not offer.
Bringing our clients’ stories to life
Here are video testimonials and real client stories that showcase how our approach has improved engagement and outcomes across a variety of organisations.
Employers often come to us asking:
- Do we need to review our current pension scheme?
- How can we increase engagement with our employees?
- What’s the cost of ongoing governance and communication support?
- How do we improve metrics like death benefit nominations or contribution rates?
- How can we ensure we remain compliant with Auto Enrolment requirements?
- Is salary sacrifice right for our organisation?
Our experienced team takes the time to answer these questions and develop a strategy that’s right for your organisation and your people.
Get in touch
If you’d like to find out how we can help you review your pension scheme, improve engagement, or enhance outcomes for your employees, please get in touch with our team today.
A pension is a long-term investment. The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available. Pension income could also be affected by interest rates at the time benefits are taken.
Pension savings are at risk of being eroded by inflation.
The tax treatment of pensions in general and tax implications of pension withdrawals will be based on individual circumstances, tax legislation and regulation, which are subject to change in the future.
The value of your investment can go down as well as up and you may not get back the full amount invested.
Past performance is not a guide to future performance and should not be used to assess the risk associated with the investment’.